Is LifeLock Worth It? An In-Depth Look at the Pros and Cons

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If you’re looking for a way to protect yourself from identity theft and fraud, then you may have come across the service LifeLock. LifeLock is a company that offers identity theft protection services, but with so many other providers on the market, is it really worth it? In this blog post, we take a look at what LifeLock offers and how it compares to other identity theft protection services.

First of all, let’s take a look at what LifeLock provides. The company offers three different plans: Standard ($8.99/mo), Advantage ($17.99/mo), and Ultimate Plus ($23.99/mo). The Standard plan monitors one credit bureau and provides up to $25,000 reimbursement for stolen funds. The Advantage plan monitors all three credit bureaus and includes up to $1 million in insurance coverage for stolen funds as well as access to identity restoration specialists. Finally, the Ultimate Plus plan includes all the features of the Advantage plan plus 24/7 access to financial advisors and credit score tracking tools.

When it comes to features, LifeLock does offer some useful ones that can be beneficial for people who are worried about their financial security. However, there are some drawbacks as well. For one thing, LifeLock does not provide comprehensive credit monitoring which means that you may not be alerted if your personal information is used fraudulently or if changes are made to your accounts without your knowledge or consent. Additionally, LifeLock’s plans can be quite expensive compared to other identity theft protection services on the market so it’s important to weigh up the cost versus the benefits before making a decision.

Finally, another major downside of using LifeLock is that there isn’t a family plan available which means that if you want protection for multiple people in your household then you will have to pay for separate plans for each person or use another provider altogether such as IDShield or IdentityForce which offer family plans with discounted pricing options.

Ultimately, whether or not LifeLock is worth it depends on your individual circumstances and needs when it comes to protecting yourself from identity theft and fraud but there are certainly other providers out there that offer more comprehensive services at more affordable prices so make sure you do your research before making any decisions!

Is LifeLock Worth It? An In-Depth Look at the Pros and Cons 1

The Pros and Cons of Using LifeLock

PROS:
• LifeLock provides one of the most comprehensive suites of identity theft protection services available. It monitors your credit file, checks for suspicious activity, and provides up to $1 million in stolen funds reimbursement.
• LifeLock offers three different plans – Standard, Advantage, and Ultimate Plus which range from $8.99 to $23.99 per month.
• The service is easy to use and has a mobile app for use on the go.
• LifeLock also offers dark web monitoring, lost wallet protection, and alerts for suspicious activity on your financial accounts.
CONS:
• LifeLock does not offer comprehensive credit monitoring services such as access to your credit report or score.
• The cost of plans can be expensive depending on the level of service you choose.
• There is no family plan available if you want to protect multiple people with one account.

Are There Alternatives to LifeLock?

Yes, Aura is a better alternative to LifeLock. Aura offers more features, better protection, and more affordability than LifeLock’s comparable plan.

Aura has a suite of digital security tools that add an extra layer of protection for your online accounts and personal data, including two-factor authentication, password management, secure file storage, and identity theft alerts. This means that you can trust that your confidential information will be secure when shopping online or logging into your accounts.

Additionally, Aura’s pricing is more affordable than LifeLock’s comparable plan. Aura’s Standard Plan costs only $9.99 per month (or $99 annually) whereas LifeLock’s Standard Plan costs $10 per month if paid annually ($120).

Finally, Aura provides 24/7 customer support via live chat or email so you can get help quickly and easily if you have any questions or concerns about your account.

The Cost of LifeLock Protection

LifeLock’s Ultimate Plus plan is the most comprehensive option and costs $34.99 per month. This plan includes bank account and credit card activity alerts, lost wallet protection, dark web surveillance, up to $1 million in stolen funds reimbursement, and 24/7 member support. Additionally, you can choose to add LifeLock Identity Alert System for an extra fee of $9.99 per month. This system monitors your Social Security number and other personal information for suspicious activity. Ultimately, the cost of LifeLock’s comprehensive coverage depends on whether or not you choose to add additional features such as the Identity Alert System.

Cancelling LifeLock: How Difficult Is It?

Canceling your LifeLock membership is a straightforward process. All you have to do is go to the LifeLock member portal, log in to your account, then select the “Request Support” option and click on “Cancel” to terminate your membership. The entire process should take no more than a few minutes.

The Best Theft Protection Options Available

The best theft protection is one that offers a comprehensive suite of features to protect you from identity fraud. Identity theft protection services typically include credit monitoring, identity restoration and recovery, fraud alerts, identity and personal data protection, secure online storage, and more.

Aura is our top pick for the best identity theft protection because it offers comprehensive protection across multiple devices. It provides real-time credit monitoring and alerting services, as well as daily scans of your personal information to detect any suspicious activity. Its Identity Restoration service is designed to quickly help you recover from identity theft, while its secure online storage allows you to store confidential documents securely.

Identity Guard is our top pick for seniors due to its range of senior-specific services such as medical ID theft protection and a specialized fraud resolution team. It monitors your credit reports from all three bureaus and provides daily alerts about suspicious activities or changes in your credit profile.

LifeLock is another great option if you’re looking for a comprehensive suite of features with robust security measures like an encrypted VPN connection, device security scans, and more. It also offers up to $1 million in ID theft insurance should your information be stolen by hackers or other malicious actors.

IdentityForce is ideal for those who are looking for a full-featured service with a wide range of features including two-factor authentication, dark web monitoring, breach notifications, and more. It also provides an extensive library of educational resources so you can stay informed about the latest developments in the world of identity theft prevention and recovery.

ReliaShield is a great choice if you’re looking for the best family plans since it offers discounts on multi-user accounts and five levels of coverage for each member of the family. Its 24/7 customer support team is available to answer any questions or concerns you may have about protecting your personal information from criminals or other threats.

IdentityIQ is our top pick for those who want access to detailed credit monitoring services since it provides daily updates on changes in your credit score as well as alerts about potential fraudulent activities involving your financial accounts or personal data.

Finally, IDShield is our go-to recommendation for those seeking restoration services since it houses a dedicated team that specializes in restoring identities affected by fraud or theft. It offers up to $5 million in insurance coverage should something happen to your personal information while it’s under its care.

Does LifeLock Protect Your Social Security Number?

Yes, LifeLock protects your Social Security number by continuously monitoring for potential threats to your identity. LifeLock monitors thousands of websites and places on the internet where your Social Security number may be found, including dark websites and chat rooms. They also continuously monitor for any suspicious activity associated with your Social Security number, such as address changes or new credit applications. Any suspicious activities are flagged and you will be notified immediately so that you can take the necessary steps to protect your identity.

Can LifeLock Prevent Hackers?

Yes, LifeLock can stop hackers. The LifeLock team uses advanced technology to scan the internet for potential threats and alert you if any are detected. They also continuously monitor your personal information, like credit card numbers, Social Security numbers, bank accounts, and other sensitive data, to detect any unauthorized activity. With their 24/7 protection and fraud resolution services, you can be sure that your identity is safe from hackers.

Conclusion

In conclusion, LifeLock offers comprehensive identity theft protection plans that are designed to keep your personal information safe. The Ultimate Plus Plan provides the most comprehensive coverage, including credit monitoring from all three bureaus, up to $1 million in stolen funds reimbursement, and digital security tools. While the cost is more expensive than other services, it does provide a good amount of protection for those who are at risk for identity theft. Ultimately, whether or not LifeLock is worth it depends on your individual needs and budget. If you’re looking for a service that offers the most comprehensive coverage and the highest level of protection, then LifeLock may be worth it.