How to Apply for Apple Card with an ITIN?

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Are you consideing applying for an Apple Card but don’t have a Social Security number? You can still apply for one with an ITIN! An Individual Taxpayer Identification Number (ITIN) is a tax processing number issued by the Internal Revenue Service (IRS) to individuals who do not qualify for a Social Security Number.

The Apple Card is a secure and convenient way to pay for things with your phone or online. It’s accepted anywhere Mastercard is accepted and works with Apple Pay. With the Apple Card, you get daily cash back on every purchase, no fees, and no hidden costs. Plus, it provides access to exclusive offers from Apple, like discounts on accessories, music, movies and more.

So how do you apply for an Apple Card with an ITIN? The first step is to make sure you meet the requirements:
• You must be 18 years old or older
• You must be a U.S. citizen or lawful resident with a valid physical U.S. address that’s not a P.O. Box
• You must have an active bank account
• You must have an ITIN
Once you’ve confirmed that you meet the requirements, it’s time to start the application process:
1) Visit Goldman Sachs’ website and click on “Apply Now”
2) Select “Individuals” from the drop-down menu and click “Continue”
3) Enter your full name, address, date of birth, email address and password into the required fields
4) Enter your ITIN in the appropriate field when prompted
5) Follow all other instructions on the website to complete your application
6) Once your application has been approved by Goldman Sachs Bank USA, your card will arrive in 7-10 business days
7) Activate your card by following instructions prvided by Goldman Sachs Bank USA, then link it to your Apple Pay account so it can be used at millions of stores worldwide that accept Mastercard payments!

Once you’ve received your card, make sure to keep track of all purchases and payments so that you don’t miss any payments or incur any late fees! Also remember that you are responsible for all transactions made using your Apple Card account; if someone else uses it without permission they may be liable for those charges as well.

Using an Apple Card with an ITIN is a great way to start building credit whie taking advantage of all the benefits it has to offer!

apple card with itin

Can I Obtain an Apple Card With an ITIN?

Yes, you can obtain an Apple Card MasterCard with an ITIN. An ITIN, or Individual Tax Identification Number, is an acceptable form of identification for the Apple Card application process. You do not need a Social Security number; an ITIN is all that is required. To apply, simply write to Goldman Sachs Bank at Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112.

Additionally, please note that if you are applying for the Apple Card outside of the United States or its territories, you must submit additional documentation as specified by Goldman Sachs Bank in order to complete your application.

Can I Obtain an Apple Card Without an SSN?

No, you cannot get an Apple Card without a Social Security Number (SSN). The SSN is used to verify your identity and confirm that you’re eligible for an Apple Card. All applicants must provide a valid SSN in order to be approved.

Using Apple Pay Without a Social Security Number

No, you cannot use Apple Pay without a Social Security Number (SSN). To use Apple Pay, you must have a compatible payment method on file. This payment method will draw from your bank account when you make purchases using Apple Pay. In order to set up a payment method, you may be required to provide your SSN.

The Need for Social Security Number in Apple Pay

Apple Pay requires your Social Security Number (SSN) as part of their identity verification process to help protect you and your financial information. Your SSN helps Apple identify you and make sure that the information you provide is accurate. This helps protect against fraud and other potential risks associated with usng Apple Pay Cash. Additionally, having your SSN on file with Apple may be necessary for regulatory or compliance reasons.

apple card with itin

Banks That Accept ITIN for Credit Card Applications

There are several banks and credit unions that accept Individual Taxpayer Identification Numbers (ITINs) to open a credit card account. These include Wells Fargo, Bank of America, Capital One, Chase, Citi, and Discover. American Express does not accept ITINs for credit cards at this time.

When applying for a credit card with an ITIN, you may need to provie additional documentation such as proof of your residence in the United States or evidence of your income. Additionally, some banks may require that your name is on the IRS database as well as proof of identity in order to be approved for a credit card.

It is important to note that not all banks will approve an ITIN application so it is important to shop around and compare different offers before making a decision. Additionally, if you are approved for a credit card with an ITIN number, you may be subject to higher interest rates or lower spending limits than those with Social Security numbers.

Can an ITIN Be Used Instead of an SSN for a Credit Card?

Yes, you can use an Individual Taxpayer Identification Number (ITIN) instead of a Social Security number (SSN) for credit card applications. An ITIN is available to anyone regardless of immigration status and follows the same nine-digit numerical format as an SSN (XXX-XX-XXXX). Applying for a credit card with your ITIN is the same process as with an SSN. In addition, some credit cards are specifically designed for thoe without an SSN, such as those issued by Deserve and Petal. Most lenders require proof of income like pay stubs or bank statements in order to approve a credit card application.

Starting Credit with an ITIN

To start your credit with an ITIN, you’ll need to take the following steps:

1. Fill out an ITIN application. This can be done though the IRS website or in person at a local IRS office.
2. Review your credit report and evaluate your credit history. This can be done by requesting a free annual credit report from one of the three major credit bureaus (Equifax, Experian, and TransUnion).
3. Research banks that allow you to apply for a credit card with an ITIN number. Many banks offer special programs for those with ITIN numbers, so it is important to do your research and find the best option for you.
4. Apply for a secured credit card. A secured credit card requires you to put down a deposit which will then be used as collateral in case of nonpayment or default on the account. This is an excellent way to establish your credit with an ITIN number since it reduces the risk taken on by the bank when issuing you a card.
5. Make payments on time and keep balances low. Once you have been approved for a secured card, it is important to make timely payments and keep balances low in order to build good payment history and maintain a healthy credit score over time.

Does Wells Fargo Accept ITIN Numbers?

Yes, Wells Fargo does accept ITINs when opening a financial services account. Customers may apply for an ITIN by submitting Form W-7 to the Internal Revenue Service (IRS). In order to submit Form W-7, customers must provide valid identification documents, such as a passport or foreign driver’s license. Once the IRS approves their ITIN application, customers may use their ITIN to open a Wells Fargo financial services account.


In conclusion, the Apple Card MasterCard can be obtained with an ITIN. This is possible by applying to Goldman Sachs Bank and providing your name and address, as well as othr information required for identity verification. Additionally, Apple Pay does not require a Social Security number, instead using a compatible payment method on file to draw from when making purchases. Ultimately, an ITIN is sufficient in order to apply for the Apple Card MasterCard, making it an accessible option for many individuals.

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Sanjeev Singh

Sanjeev is the tech editor at DeviceMAG. He has a keen interest in all things technology, and loves to write about the latest developments in the industry. He has a passion for quality-focused journalism and believes in using technology to make people's lives better. He has worked in the tech industry for over 15 years, and has written for some of the biggest tech blogs in the world. Sanjeev is also an avid photographer and loves spending time with his family.