How to Use Apple Pay on iPhone 12

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The iPhone 12 is Apple’s latest flagship device, and with it comes the convenience of using Apple Pay. Apple Pay is a mobile payment and digital wallet service that allows you to make purchases in-store, online, or in apps with just one touch of your iPhone.

Using Apple Pay on your iPhone 12 is simple and secure. To get started, open the Wallet app on your iPhone 12 and tap the plus sign to add a card. You can add debit cards, credit cards, prepaid cards, store cards, student IDs, or transit passes. Your card information is securely stored in the Secure Element chip within your device so you don’t have to worry about anyone else accessing it.

Once you’ve added a card to your wallet, simply hold your phone up to any compatible contactless payment terminal at a retail store or restaurant. To confirm the purchase, use Face ID (if you have an iPhone 12 with Face ID) or double-click the side button (if you have an iPhone 12 with Touch ID). You can also use AssistiveTouch or Switch Control if necessary. You may need to enter a PIN code for cetain transactions as well.

With Apple Pay on your iPhone 12 you can also pay for goods and services through apps like Uber Eats and Airbnb without having to enter any card details each time. Plus, you can use Apple Cash to send money to friends and family instantly through iMessage or even send them an Apple gift card right from Wallet app!

Apple Pay is fast, secure and convenient – making it the perfect payment option for those who want quick access to their funds when they need it most! So why wait? Download the Wallet app today onto your brand new iPhone 12 and start using Apple Pay right away.

How to Use Apple Pay on iPhone 12 1

Enabling Apple Pay on an iPhone

To enable Apple Pay on your iPhone, you’ll need to open the Wallet app. Once the app is open, tap the plus sign (+) button in the top rght corner of your screen. This will bring up a screen where you can add your credit or debit card information. Enter the necessary details and then tap Next in the upper right corner to confirm and save your card information. Once you’ve done this, Apple Pay will be enabled on your device and you can start using it to make payments!

Using Apple Pay on iPhone 12 Without Side Button

Apple Pay can be used on an iPhone 12 without the side button by using Face ID or AssistiveTouch. To use Face ID, simply hold your device near the reader, look at the screen, and confirm your payment. To use AssistiveTouch, go to Settings > General > Accessibility > AssistiveTouch and turn it on. Then, open the Wallet app and double-tap the AssistiveTouch button to confirm the payment with Face ID instead of double-clicking the side button.

Troubleshooting Apple Pay Issues on iPhone 12

If your Apple Pay is not working on your iPhone 12, there are a few things to check. First, make sure the terminal you’re trying to use is compatible with Apple Pay. If it does support Apple Pay, try selecting the credit card manually from your Wallet app. If that doesn’t work, try replacing your credit card in the Wallet app and signing out and back into your Apple ID. Finally, if none of thse steps fix the issue, contact your bank or financial institution for further assistance.

Why Is Apple Pay Not Available in My Settings?

Apple Pay may not be available in your settings if it hasn’t been set up on your device. To use Apple Pay, you must add a card to your Wallet app. Once you have added a card, open the Settings app and select Wallet & Apple Pay to view your payment cards and adjust settings. Additionally, it is important to check if Content & Privacy Restrictions are enabled in the Screen Time settings. If thee restrictions are enabled, you may need to allow Wallet as an allowed app. Finally, if profiles are installed on your device that restrict access to Wallet & Apple Pay, these will need to be removed before Apple Pay can be accessed in the Settings menu.

apple pay on iphone 12

Using Apple Pay

To enter Apple Pay, you will need to open the Wallet settings on your device. If you have a Mac model with Touch ID, go to System Preferences > Wallet & Apple Pay. Once there, tap the “Add Card” button and follow the steps on the screen to add your card. Be sure to verify your information with your bank or card issuer before proceeding. Once you have added your card, you can start uing Apple Pay almost immediately!

Paying Contactless with an iPhone 12

To pay contactless on your iPhone 12, fist make sure that NFC is enabled. You can check this by going to Settings > Wallet & Apple Pay and ensure that the switch for “NFC” is turned on. Next, hold your iPhone near a contactless reader with your finger on Touch ID to authorize the payment. Your default card will appear automatically, but you can tap it to view other cards in your wallet if you’d like to select a different one. Once authorized, the payment will be securely completed.

apple pay on iphone 12

Using Apple Pay on an iPhone 12

To use Apple Pay on your iPhone 12, double-click the side button located on the right-hand side of the device. You will then see your default card appear on the screen. Glance at your iPhone to authenticate with Face ID or enter your passcode. Then, hold the top of your iPhone near the card reader unil you see Done and a checkmark on the screen. This indicates that your payment has been successfully processed using Apple Pay.

Does the iPhone 12 Pro Support Apple Pay?

Yes, the iPhone 12 Pro does have Apple Pay. To enable it, follow these steps:
1. Open the Settings app and tap on “Wallet & Apple Pay”.
2. Toggle “Apple Pay” to the On position.
3. Tap “Add Credit or Debit Card” and follow the on-screen instructions to add your credit or debit card information.
4. Once you’ve added your card, double-check that all of the information is correct before confirming your changes.
5. Finally, you’ll need to verify your card with eiher a one-time code sent to you via text message or by calling your bank directly.
Once you’re finished setting up Apple Pay, you can start using it right away!

Troubleshooting Apple Pay Issues on iPhone

There could be several reasons why you can’t see Apple Pay on your iPhone. First, make sure that your device is compatible with Apple Pay. The iPhone 6 or later are the only devices that support Apple Pay. Also, make sure that you have a compatible credit or debit card set up in the Wallet app. Finally, check to see if you’re in a region where Apple Pay is supported. If none of these steps solve the issue, contact your bank to make sure they support Apple Pay and double-check that all of your account information is correct.


In conclusion, Apple Pay on the iPhone 12 is a fast and secure way to make purchases. With its simple setup process, you can set up Apple Pay in just a few minutes and start making transactions right away. It is also easy to use with Face ID or Touch ID for authentication and there is no need to carry around physical cards or cash. With Apple Pay, you can make payments quickly, securely, and without havig to worry about carrying your wallet with you.

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Sanjeev Singh

Sanjeev is the tech editor at DeviceMAG. He has a keen interest in all things technology, and loves to write about the latest developments in the industry. He has a passion for quality-focused journalism and believes in using technology to make people's lives better. He has worked in the tech industry for over 15 years, and has written for some of the biggest tech blogs in the world. Sanjeev is also an avid photographer and loves spending time with his family.