Microsoft Enters NFC Payment with Wallet App for Windows 10 Phones

June 23, 2016, By Sanjeev Ramachandran

Microsoft finally has its users delighted with the activation of NFC payment on Windows 10 devices. A new upgraded version of Wallet app is now being made available for Windows Insiders on Windows 10 running smartphones, letting the device try out Microsoft’s tap-and-pay option for the first time.

The current Wallet 2.0 version is available for all those Windows Insiders who have previously signed up for ‘Fast Ring’ previews. NFC payment is limited to US users as of now, and is available only on few devices, namely Lumia 950, 950 XL and 650. It should also be running Windows 10 Mobile build 14360 or higher.

Wallet app offers saving of debit/credit card details of MasterCard and Visa cards. Besides, the app can also be used to save reward and membership cards so that you needn’t have to carry all those cards along with you while shopping.


Microsoft’s entry into the NFC payment comes late compared to the offering by Apple and Google. The former started its Apple Pay services back in 2014, while Google entered the space with its Android Pay services during September last year.

But Microsoft still boasts some advantages with its late-coming, and it comes in the form of readied up Tap-to-Pay terminals. The company says that its NFC payment can be paired with over one million centers across US, and that’s a big number to start with.

Microsoft is also eyeing to provide a seamless experience with the Wallet Payment, so that users can enjoy services similar to the likes of online payments made through Xbox and Windows Store apps.

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