Pushing Online Transactions to Safe Zone; Precautionary Measures to Curb Malicious Attacks on Your Banking Cards

December 1, 2014, By Sanjeev Ramachandran

It’s quite natural that safety concerns are uppermost in one’s mind while dealing with banking cards. While banking sectors themselves are striving hard to offer the best security to its users, it’s always safe to be cautious during online transactions.

Fraudulent and malicious sites are checked by malware detection softwares and apps, but sometimes these softwares fail to detect such websites. It’s a ploy of the cyber criminals working behind these sites.

Care should be taken regarding end-to-end transaction encryption of URLs through padlock or digital security certificates.


Turning off the auto-fill options in browsers could also prevent your personal details from slipping into such sites. Credit card info is the last of your details which you would want your browser to keep in its memory.

Banking sectors are now offering prepaid and gift cards for carrying out online transactions, which minimize the chances of your credit card details being exposed.

Limits can be set to your transactions on these cards, which would keep you safe even if being tracked down on websites. Virtual cards are also safer options where users could carry out transactions through a one-time usable number.


Also ensure to avail the added security features that are offered by financing vendors. Secure Code in master cards, 3D secure codes in Visa, etc put the user through an extra wall of security.

There are also measures like one-time passwords which could prevent any unknown online activity through your credit card.

Even if you have taken all safety measures, it’s advisable to keep track of your banking summary. Financial statements could be availed online or by other methods to detect anonymous transactions.

© 2008-2012 DeviceMag.com - All rights reserved | Privacy Policy